By Greg Carpenter

Your credit cards are getting out of hand.  You need some help.  Any help.

Credit Cards.com says there are four things the big credit card companies might do if you ask.

–Waive the late fee.  It works 87% of the time.

–Up your credit limit.

–Lower the interest rate.

–Waive the annual fee.

Unfortunately, you can’t ask to waive your charges….hahaha.  But I might try!

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